Welcome to this stunning 4-bedroom, 2.5-bath home where you can enjoy everything Otay Ranch has to offer, with one of the lowest HOAs around! Upon entering, you'll find your formal living and dining rooms with windows overlooking the front yard. The modern kitchen features ample storage, an island, a gas fireplace, a stainless steel refrigerator, and opens to a spacious family room with a fireplace. The oversized primary bedroom includes a private ensuite with his and hers closets, an oversized tub, and a separate shower. All additional bedrooms are generously sized, perfect for kids or guests. Upstairs offers extra cabinets for storage and a large open loft/den area, ideal for a game room, office, or media space. The community features a pool, BBQ area, parks, and is close to many shops and restaurants.